Checklists, calculators, and a glossary — the reference layer behind every guide in this hub.
Downloadable versions of these checklists are in development. Contact SeaStone directly and we will send the current version for your situation.
Every calculator, once published, will show its assumptions, date-stamp any tax/fee inputs, allow you to override them, and state clearly that results are estimates only — not legal, tax, investment, or lending advice.
| Term | Meaning |
|---|---|
| Agreement for Sale | The signed contract setting out price and conditions before closing |
| Conveyance | The legal document that transfers title from seller to buyer |
| IPLA | International Persons Landholding Act — governs non-Bahamian land acquisition |
| NOI | Net Operating Income — rental income minus operating expenses, before debt service |
| DSCR | Debt Service Coverage Ratio — NOI divided by debt service, a lender underwriting metric |
| CEC | Certificate of Environmental Clearance, issued by DEPP |
| Provisional VAT invoice | The VAT invoice DIR issues before a conveyance can be executed |
Where do I start if I’m buying for the first time?
Read About The Bahamas, then Buying Real Estate, then Due Diligence and Title Protection.
Where do I start if I’m a foreign buyer?
Read Foreign Investors and Non-Bahamian Buyers alongside Buying Real Estate.
Where do I start if I’m selling?
Read Selling Real Estate, then Transaction Costs, Taxes and Ongoing Ownership Costs.
Where do I start if I’m developing?
Read Developing Real Estate alongside Investment Incentives and Government Approvals.
Can’t find what you need? Ask us directly.
This guide provides general information and was reviewed as of 9 August 2026. Bahamian laws, taxes, fees, government procedures, lending criteria, planning requirements, and immigration policies may change. Property facts and approval requirements vary by island, parcel, ownership structure, intended use, and project scope. All buyers and sellers must retain a licensed Bahamian attorney for legal and title-transfer advice. Obtain independent advice from a licensed Bahamian attorney and the relevant qualified tax, financial, planning, engineering, environmental, appraisal, insurance, and immigration professionals before acting.
SeaStone Homes Bahamas Ltd. · Jonathan Dean, Principal Broker · BREA License #29 · Kay Davis, BREA License #593 · Nassau, The Bahamas · 242-556-1278